Notify Us of Travel Plans

Travel plans for Independence Day? Let us know if you’ll be traveling out of the tri-state area to ensure your Merchants Bank debit or credit cards continue to work. Submit a travel alert in Online & Mobile Banking or call us at (866) 496-0522. Have a safe holiday!

Rural Development Mortgage

If you dream of living in a rural area and are seeking a more affordable option for buying a home, a loan through the USDA Rural Development Guaranteed Housing Loan Program may fit your needs. 

Features

This program is specifically designed to help low and very-low-income applicants access safe and affordable housing in eligible rural areas.

  • 0% down option available
  • Flexible rates and terms to fit your income
  • Funds should be used for a property that will be your primary residence and generally less than 2,000 square feet

All mortgages are subject to credit approval.

Home Equity Line of Credit

Access to credit when you need it with the flexibility of a Home Equity Line of Credit. 

Relationship Checking

The account that rewards you when certain relationship balances are maintained. Being part of the Merchants family has its perks!

Credit Cards

Earn rewards at competitive rates when you borrow with a Merchants Visa® Credit Card.

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Minnesota

Wisconsin