Notify Us of Travel Plans

Travel plans for Independence Day? Let us know if you’ll be traveling out of the tri-state area to ensure your Merchants Bank debit or credit cards continue to work. Submit a travel alert in Online & Mobile Banking or call us at (866) 496-0522. Have a safe holiday!

Floor Plan Financing

Increase efficiencies and find more ways to save time and money with Floor Plan Financing. We can help assist your business with vehicle or equipment inventory management because as your partner in business we're always looking for ways to make managing your finances easier.

Floor Plan Financing Features

  • Competitive rates and flexible terms to fit your business
  • Access to your line of credit when you need it – even from your office. We provide same-day funding to our floor plan clients.*
  • More efficient inventory management, including curtailment notifications
  • Better understanding of your interest costs
  • Easy process for paying off and buying units
  • Drafts submitted directly to the manufacturer on your behalf when we receive their requests
  • Review robust reports and data - including turn time of inventory, interest expense, and more

Who do we work with?

  • Car dealers
  • Power sports and marine dealers
  • Manufactured or modular home dealers
  • Trailer or RV dealers
  • Implement dealers for farm equipment or tractors

Want to learn more about if floor plan financing is right for your Minnesota or Wisconsin business?

We’ve been impressed with the convenience of the floor plan financing system from Merchants Bank. In a matter of a click, I can access balance, payment and payoff information when I need it. Everything we need to manage our inventory is at our fingertips.

Randy Stevens

Partner, Adamson Motors, Inc.

All loans are subject to credit approval.

*Same-day funding available if initiated prior to Merchants Bank cut-off time.

Ready to get started?

Treasury Management

Dedicated to your success, we provide your business with tools to manage your corporate cash efficiently and protect your financial accounts from fraud.

Equipment Financing

Here to be your business partner with commercial equipment finance solutions.

Business Online & Mobile Banking

Find the convenient ways you can access and manage your business bank accounts right here.

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Minnesota

Wisconsin