Notify Us of Travel Plans

Travel plans for Independence Day? Let us know if you’ll be traveling out of the tri-state area to ensure your Merchants Bank debit or credit cards continue to work. Submit a travel alert in Online & Mobile Banking or call us at (866) 496-0522. Have a safe holiday!

Relationship CheckingeCheckingFree Checking
Minimum Opening Deposit$50$50$50
Debit CardYesYesYes
Monthly Fee$10. No monthly fee with $1,500 balance in checking or a $15,000 combination of deposit and/or personal loan or mortgage balances.$10. No monthly fee with minimum of 6 debit card purchases, maximum of 6 paper checks and eStatement enrollment. ATM & automatic deposits/withdrawals not counted.$0
1st-year Free Overdraft Line of Credit*
Identity Theft InsuranceAvailableAvailableAvailable
Check ImagesAvailableAvailable Online$2 per month when returned with statement; available free online
Earns InterestView rates
Free Merchants Signature Style Checks
Safe Deposit Box Discount20% discount annually
50% Discount on Visa® Gift Card Purchase Charge
No Fee on Money Orders and Cashier
3 Foreign ATM Fees Waived per Month
Online & Mobile Banking
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*Subject to credit approval. $30 Annual Fee. 15.59% Annual Percentage Rate.  

Wealth

As your dedicated financial partner, we offer Wealth Management resources to help you plan for the future. Put our expertise to work for you. 

Diamond Money Market

The savings account that helps you earn more while you save more.

Credit Cards

Earn rewards at competitive rates when you borrow with a Merchants Visa® Credit Card.

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